Last Updated September 3rd, 2025

1. Information We Collect

We may collect the following categories of information:

• Personal Information You Provide: such as your name, email address, phone number, mailing address, employment information, financial details, or other data you provide through forms, inquiries, or account access portals.

• Automatically Collected Information: including IP address, browser type, device identifiers, and website usage data (via cookies, analytics tools, or similar technologies).

• Client Information: if you become a client, we collect and maintain nonpublic personal information necessary to provide advisory services.

2. How We Use Information

We use collected information for purposes including:

• Responding to inquiries and providing services.

• Processing applications or account access requests.

• Personalizing your website experience.

• Complying with legal and regulatory obligations.

• Protecting against fraud, unauthorized transactions, and misuse of our website.

3. How We Share Information

We do not sell your personal information.
We may share information only as permitted by law, including:

• With service providers who assist in operating our business (e.g., technology, compliance, or administrative vendors).

• With custodians, brokers, or other third parties necessary to provide investment services.

• As required by regulators, law enforcement, or applicable laws.

• In connection with business transfers or succession planning.

4. Cookies & Tracking Technologies

Our website may use cookies or analytics tools to improve functionality and analyze usage. You may disable cookies in your browser settings, but some features of the site may not work properly.

5. Data Security

We maintain administrative, technical, and physical safeguards designed to protect personal information from unauthorized access or disclosure, consistent with federal and state requirements (including Florida and Minnesota consumer protection and data security standards).

6. Your Choices

• You may contact us to update or correct your information.

• If you are a client, you will receive our annual privacy notice and may opt out of certain types of information sharing as described there.

• You may disable cookies as described above.

7. Children’s Privacy

Our website is not directed to individuals under 18, and we do not knowingly collect information from children.

8. State-Specific Notices

• Florida & Minnesota: We comply with state consumer protection and data security requirements. If you are a Florida or Minnesota resident, you may have additional rights under state law regarding notification in the event of a data breach.

• Other Jurisdictions: If you reside outside Florida or Minnesota, your state may provide additional rights. Please contact us with questions.

9. Third-Party Links

Our website may contain links to external websites. We are not responsible for the privacy practices or content of those third parties.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The revised version will be posted here with a new effective date.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Pine to Palm Financial, LLC

847 Woodsong Way
Clermont, FL 34714
(952) 738-1026
doug@pinetopalmfinancial.com